Car wrecks happen each day and when an injury occurs in a wreck an 18 wheeler accident attorney in Jackson. Knowledgeable attorneys have the answers you need in order to present and collect on your medical bills and property damage in the wreck. The sooner the better in contacting an attorney and discussing your insurance coverage, your injuries and your property damage.
Getting appropriate medical care and documenting the wreck and your injuries will be important in your ongoing claim. Your visit to your primary care physician or to the Emergency Room immediately after the wreck will guide your medical care. Depending on your injuries these doctors will likely recommend a course of treatment or additional diagnostic studies that may need to be performed to determine exactly the physical injury.
In any 18 wheeler accident, the process of determining how the wreck occurred is of utmost importance. Often eyewitnesses to the wreck help in the process of allowing the officer on the scene to prepare a report and a diagram of how the wreck occurred. Providing the officer at the scene as much information as possible will be very important in the process.
Simple rules to follow if you have a wreck:
Ask any witness to the wreck to stay
Take photos of the scene of the wreck
Seek out any needed medical treatment
Only speak to the officer at the scene of the wreck
If you are looking for a car wreck attorney in Mississippi there are several things you should consider in your search. First finding information from an attorney that fits your experience, your particular injuries. Attorneys that you would look to consult should have experience in your particular legal need. They should have worked with people like you. They should be able to show you results in the cases that they have taken in the past.
There are hundreds of attorneys in any legal market, but it is vitally important to consider your options and the reviews of other individuals in your situation when choosing a car wreck attorney in Mississippi. One way to do this is to consult legal recommendation websites such as Avvo or Martindale Hubble. These services provide a place for normal people to leave their impressions and experience.
Car wreck attorneys in Mississippi will begin to investigate your claim, and provide advice about the other driver’s insurance coverage and any specialist medical treatment you may need as a result of your injuries.
Car Wrecks are a leading cause of death and serious injury in the United States.
Yes it is true that a majority of drivers have auto insurance. In Mississippi every driver is required to carry 25,000.00 per person in bodily injury coverage to ensure that injuries done by a driver are paid for. Insurance companies attempt to pay the lowest number that will resolve the claim. Often they are successful because injured people do not know the extent of their injuries or the value of their claim. They simply accept the first offer that is made to them.
The typical message to a client concerning the injuries is do what your doctor tells you, be sure to communicate clearly what you are experiencing, how often you experience it and when this all started.
In car wrecks passengers are in a unique position. A passenger injured in a Wreck Mississippi is most often not responsible for a wreck occurring. This doesn’t mean that passengers are less likely to be injured in a wreck.
Passengers face the same sorts of injuries as drivers, broken bones, and neurological damages. Whatever the cause of the wreck, there is someone other than the passenger that will potentially be responsible for paying for the injuries.
In Mississippi Insurance coverage is required for any driver on the road, but juries will never be told in a trial that insurance coverage will pay for the damages they find to be caused by a defendant. Insurance coverage will be necessary to pay for any damage sustained by a passenger and begin the process of putting the passenger’s life back together.
Injured as a passenger. No fault, same injuries.
Often time making a claim against an insurance company will result in low-ball offers which may not even pay all of your medical bills. Whenever an insurance company makes an initial offer it is always a good idea to talk to a personal injury attorney about this offer prior to accepting it. At the very least your free consultation with one of our Mississippi Personal Injury Attorneys can give you peace of mind about your claim, your injuries, lost work, ongoing disability, medical damages and any future medical bills you may have to pay before accepting a settlement.
Immediately after a wreck (for Wreck Insurance Claim) the people who were in the wreck will exchange information and the police officer who responds to the scene will attempt to gather the facts of the wreck. It will be necessary for you to gather as much information as possible at the scene of the wreck. Photos, and information for any witnesses who may have seen the wreck. It is also important to look around for video cameras near the scene of the wreck as well as these systems often record over old footage in a matter of days. A personal injury attorney will make sure to obtain these videos as quickly as possible.
In the days following the wreck a claims representative from your or the other driver’s insurance company will attempt to call you and take a statement about how the wreck occurred. It is not in your best interest, and this can be used against you later as your case progresses. Once you hire a Mississippi personal injury attorney your case will continue on and you should be protected from many of the pitfalls that commonly occur to individuals who represent themselves in personal injury actions.
Often insurance companies will attempt to settle a claim early to avoid having to pay the full value of a claim. Insurance companies settle up to 95% of claims with an early settlement that is some fraction of the actual value of the claim or the potential future lost wages and necessary future medical treatment.
Insurance Releases often release any claim forever.
When you receive an initial offer from an insurance company you should seek out a personal injury attorney who offers a free consultation and let them talk you through the value of your claim and what you may be giving up by signing a release and forever giving up your claim.
Representation by a Mississippi Personal Injury Attorney will likely be on a contingency fee basis. This means that nothing will be paid to this attorney and the attorney will advance any necessary legal expenses up until the point when the case is settled. The attorney’s fee will be paid as a percentage of the total amount of recovery. This means that your attorney has every incentive to ensure that you are paid the full value of your claim. (Some high percentage of what a jury would likely award at trial).
As you finish treatment with the doctors who have taken over your care, your attorney will request these bills and records as well as future prognosis of what other medical treatment you may require. Your attorney will also gather additional information concerning your losses, lost work and future treatment and make each of these a part of a demand packet to be sent to the insurance company, with some deadline of when the insurance company has to respond to the lawsuit.
IF a fair settlement value is offered by the insurance company, it may be possible to settle the claim without the need to file the lawsuit. If a fair value is not offered your attorney may file the lawsuit and begin litigation of your case, looking forward to the day your claim will eventually be heard by a jury.
Life is fragile and can be over in an instant. When a family is rocked due to a death in a car wreck of a loved one all sorts of unexpected questions suddenly become important. Questions like is there available insurance coverage, how do we make ends meet with mounting bills and one less working family members.
Our Mississippi Personal injury attorneys are available 24 hours a day to discuss options for those families that have been shaken up by a death in a car wreck, and can walk you through sources of potential recovery, immediate relief that may be available for you and your family, and help you begin the process of moving forward whole remembering the loss of a loved one.
Among the many questions will inevitably be what insurance is available to my family? Two types of insurance are most likely to be triggered in a death in a car wreck situation: Auto Insurance and Life insurance.
In Mississippi, state statute (63-15-4) requires that each motorist on the roadways carry a minimum of $25,000.00 per person / $50,000.00 per incident in automobile coverage. Many policies offer $100,000.00 or $200,000.00 per injured person in the wreck. More often than not it will require the help of an attorney build a case and prove that the entirety of the insurance policy will be required to compensate the injuries. The reason it often requires an attorney is that insurance companies want to keep as much money as possible, even when the case clearly has merit and should be paid.
Early in the history of the United States jurisprudence several cases (False Imprisonment) clarified what has become well established in our country. Ensuring that individuals were not imprisoned without a hearing and ensuring that officials could produce a prisoner in response to Court order (Writ of habeous corpus).
If a company or individual takes away another’s freedom without consent then a disloyal imprisonment has taken place. If a physical barrier has been put in to place to prevent escape such as a barricade or rope this will play in to any determination of false imprisonment.
The elements of a claim of disloyal imprisonment include the following:
the confinement must be non-consensual.
the confinement must be intentional.
the victim has knowledge that he is imprisoned.
no available means of escape known to the victim.
Damages for false imprisonment normally include emotional damages, damages to character in the community, and are sometimes based on the amount of time detained. If you have additional questions about disloyal imprisonment, contact us. We will be happy to answer any questions that you may have.
We have had several cases where bicyclists have had traumatic injuries due to a car hitting them as they rode their bike these individuals utilized their uninsured motorist coverage on their vehicle auto insurance to pay for some of their medical bills or damages. These coverages often pay for injuries occurring in cars, or caused by cars. For this reason we tell our clients to max out their uninsured motorist / underinsured motorist coverages.
Bicyclists Should Carry Uninsured Motorist Coverage
Policies of insurance vary in their language, but our experience so far with Uninsured Motorist and Underinsured Motorist coverages have provided coverage to bicyclists. Additionally, in Mississippi, uninsured motorists coverages stack meaning if there are multiple vehicles on a policy each vehicle will bring its value into a stacked value that you and the individuals living in your home are able to access when they are injured by a driver who doesn’t have enough insurance coverage.
The language of these policies often provides for injuries to pedestrians, injuries to bicyclists, injuries to passengers and any other injury caused by or in a car. In pedestrian and bicycle wrecks the injuries to the individual are often very serious and require as much of the insurance proceeds as may be available (the policy limits).
How much Uninsured Motorist Coverage can I buy?
Uninsured Motorist and Underinsured motorist coverages are capped based on the amount of liability coverage carried on the vehicle policy. So for instance, if you carry 25,000.00/50,000.00 in liability coverage on your policy then you will only be allowed to carry 50,000.00/100,000.00 in uninsured coverages. For this reason it may be worthwhile to update you liability coverages as you update your uninsured coverages in order to carry an appropriate amount of uninsured motorist coverage.
Uninsured Motorist coverages are the best buy in insurance in my experience and when you or a family member need it you will be glad that you have covered yourself against the individual that injured you not having nearly enough insurance to provide for your injuries. When you make a claim against an uninsured or underinsured policy you are dealing with your own insurance company. Your insurance company owes special responsibilities to you to investigate any claim you bring, evaluate claims quickly, to some exent gather medical bills and records and owes the highest duty between parties to you, a fiduciary duty. If the insurance company is caught failing to live up to these duties there could be dire consequences for the parent company.
If you have any additional questions about your current insurance coverages, would like an estimate of the types of injuries that could be caused in a bicycle wreck with an automobile or have a claim you need to make against an uninsured motorist policy, contact us, we will be glad to speak with you.
Many individuals in Mississippi do not know the contents of their loved ones life insurance policies. When the time comes to make a Life Insurance Claims on a life insurance policy they accept what the life insurance company tells them at face value, even if what they are being told is that a substantial policy is not valid or is unpayable.
If you have any questions about a life insurance policy claim which has been denied, contact our firm and we will be happy to discuss your case with you during a no-risk consultation.
If no effort has been made to contact you after the death of your loved one who included you as a beneficiary on their life insurance policy, contact our firm for more information. You may have a claim if the life insurance company did not make a reasonable effort to find you.
Runners or Walkers are in increasing danger on the roadways of Mississippi. Walkers are frequently injured or killed and at a rate that is just behind injury or death to a passenger in a motor vehicle wreck. We teach our children to pay attention and look both ways before crossing the street. Sometimes this training is not enough to prevent injury or death while on foot as a pedestrian.
The injury rate for pedestrians is in the thousands every year, and with distracted driving due to cell phones, email and text messages, this number is only going up. Any pedestrian or bicyclist who is injured by an automobile has a potential claim for damages as a result of his injuries. If you or a family member are injured by an automobile while a walker our attorneys are standing by to answer any question that you have about your injuries and ongoing medical treatment.
At the scene of the wreck it is important to get any information you can about the wreck, the names of the drivers, get a police report for the wreck and get any medical treatment that you may need. Evidence at the scene of the wreck my also be important: information about the location of the wreck, the contact information of any witnesses, the contact information of the driver, and any insurance information that may be available at the scene of the wreck.
A witness of the wreck may be important to establish liability on the part of the at fault party. Usually, pedestrians have the right of way and vehicles should yield to them. It may be helpful to have an attorney assist you prior to giving any statement.
If you have a legal issue anywhere in Mississippi a free consultation with an attorney can help you to learn your rights and see what can be done to protect them. Our offices offer free consultations with a Mississippi Attorney.
Here are the top three reasons you should contact an attorney today.
1. Insurance Claims
Claims on an insurance policy often take a long time. When a person is injured or has their life negatively effected by loss of or damage to property this delay would benefit an insurance company. (Whether it is intentional or not). This is because often injured people find themselves not being able to pay medical bills or car repair bills and are forced to settle their claim for pennies on the dollar of what their claim is worth, and this without speaking to a free consultation attorney.
2. The Value of Your Claim Through the Eyes of an Attorney Who Offers a Free Consultation
When you or a loved one are injured it is vitally important to learn as much as you can about your injuries, about how insurance adjusters value claims, what offers from these insurance companies often look like and what you are entitled to in an insurance claim.
Our experienced attorneys can help you sort through the types of ways an injury may effect your life ongoing, and help you to see why addressing your concerns about your injuries early by having a free consultation is an absolute must.
3. Statute of Limitations
The law requires that claims or lawsuits be filed or defenses be made within a certain short time frames. The laws that control these time limits are called the statute of limitations. In Mississippi these time limits can be as short as a year. There is nothing more disheartening than seeing an individual who is truly hurt that has no claim as a result of this time limit passing. That is why talking to an attorney as quickly as possible is important, there are sometimes rare exceptions to the statute of limitations that a free consultation attorney can help talk you through.